Terms of Use

1. Acceptance of Terms

By accessing, browsing, or otherwise using this website, you agree to these Terms of Use and to any additional notices posted on the site. If you do not agree, you should discontinue use of the website.

2. Informational Content

Content on this website is provided for general informational purposes only. It is intended to describe the company, its general areas of service, and standard contact channels. Nothing on the website should be interpreted as a guarantee of availability, approval, eligibility, or a binding offer unless expressly stated in writing.

3. Acceptable Use

You agree to use the website only for lawful purposes and in a way that does not interfere with website functionality, compromise security, or infringe the rights of the company or other users.

• do not attempt unauthorised access to systems or data;
• do not use the site to transmit unlawful or misleading material;
• do not interfere with technical operations or security controls.

4. Intellectual Property Rights

Unless otherwise stated, the website design, text, graphics, branding elements, layout, and other content are owned by or licensed to SG Insurance Agency Pte. Ltd. Reproduction, republication, distribution, or commercial exploitation without prior written permission is prohibited except where applicable law allows limited use.

5. No Professional Reliance

Visitors should not rely solely on website material when making legal, financial, business, or operational decisions. Any engagement, transaction, or service relationship should be assessed through direct communication and appropriate documentation.

6. Accuracy and Availability

We aim to keep website information reasonably accurate and current, but we do not warrant that every page will always be complete, current, uninterrupted, or free from errors. We may update, suspend, or remove website content at any time without prior notice.

7. Links to Third-Party Websites

This website may contain links to external websites or services for convenience. Such links do not necessarily imply endorsement, and we are not responsible for the content, security, policies, or availability of third-party resources.

8. Limitation of Liability

To the fullest extent permitted by law, SG Insurance Agency Pte. Ltd. will not be liable for indirect, consequential, incidental, special, or punitive damages arising from or related to website use, inability to use the website, reliance on website content, or exposure to third-party content.

9. Indemnity

You agree to indemnify and hold harmless SG Insurance Agency Pte. Ltd. from claims, liabilities, losses, or expenses arising from your misuse of the website, your breach of these Terms of Use, or your violation of applicable law or third-party rights.

10. Privacy and Cookies

Your use of the website is also subject to our Privacy Policy and Cookie Policy, which explain how certain information may be collected and how cookies may be used to support website operation and analytics.

11. Changes to These Terms

We may revise these Terms of Use from time to time. The latest version posted on this page will govern website use from the date of publication, and continued use of the website after updates are posted constitutes acceptance of the revised terms to the extent permitted by law.